.x-annual .an-year { margin:0 0 1.4rem; padding:.85rem 1rem; background:#f8f5ef; border-top:6px solid #8c6a3d; }
.x-annual .an-year b { display:block; font-size:1.4rem; letter-spacing:.08em; }
.x-annual .an-year p { margin:.3rem 0 0; font-size:.95rem; line-height:1.45; }
.x-annual .an-year a { font-weight:700; }

.x-annual .policy-table-wrapper { margin: 1.4rem 0 2rem; overflow-x: auto; }
.x-annual .policy-table { width: 100%; min-width: 40rem; border-collapse: collapse; background: #f8f5ef; color: inherit; font-size: 0.92rem; }
.x-annual .policy-table th, .x-annual .policy-table td { padding: 0.75rem 0.85rem; text-align: left; vertical-align: top; border-bottom: 1px solid #e6dcc8; }
.x-annual .policy-table thead th { background: #8c6a3d; color: #f8f5ef; font-size: 0.72rem; letter-spacing: 0.06em; text-transform: uppercase; font-weight: 700; }
.x-annual .policy-table td:first-child { font-weight: 700; }